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A cargo ship travels across calm open water with container stacks visible on deck.

Your cash shouldn't sit on a container ship

You pay your factory months before your customer pays you. Flexport Capital covers that window, financing goods that are still in transit and deferring the freight and customs bills that come with them.

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Challenges

Cash gets stuck between paying suppliers and getting paid

  • Your cash sits in transit for weeks

    You pay your supplier before the container even leaves port, and you don't collect from your own customers until months later. That gap ties up cash you could be using to grow.

  • Reordering means running out of cash, not stock

    Demand outpaces what you can afford to reorder. Without extra capital, you're stuck choosing between running lean and running out of stock during your busiest season.

  • Traditional lenders move too slowly

    Banks want audited financials and weeks of underwriting before you see a dollar. By the time a line gets approved, the order window you needed it for has already closed.

The Flexport Solution

How Flexport Capital keeps your cash working

  • Shipping containers stacked on a cargo ship deck over ocean water.

    Flexport Capital pays your factory directly, even for goods that are still on the water.


Impact

It adds up to real growth for your business

Freeing up cash compounds fast. Here's the math.

  • 500+: Importers and exporters have utilized Flexport Capital

  • $2B+: Invoices financed through Flexport Capital across its customer base.

  • 30+: Supplier countries served


OUR CUSTOMERS

The world's leading brands trust Flexport

  • Adidas logotrek logothule logoigloo logoooni logoCaraway logoSimple Modern logoBombas logojabra-gn-logosimplisafe logo
Faint dotted world map on a dark navy background

Questions

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Have questions? Talk to a supply chain solutions expert.

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FAQs

Frequently asked questions

How does Flexport Capital work?

You apply and share financials for underwriting, which typically takes up to two weeks. Once approved, your credit line is available immediately. Flexport pays your suppliers, or defers your freight and customs invoices, and you repay 30 to 120 days later depending on your facility.

Can Flexport Capital pay for inventory that's still in transit?

Yes. Flexport pays suppliers for goods that are already on the water, so you don't have to wait for inventory to land before accessing financing. That's different from most traditional lenders, who typically require goods to be received first.

How long do I have before I need to repay?

Up to 120 days, well beyond standard supplier terms. You can structure repayment as equal installments, a single balloon payment at the end of the term, or a split payment that mirrors your sell-through timeline.

Do I need to give up equity or put up collateral?

No. Flexport Capital is non-dilutive financing, so you keep full ownership of your business. Approval is based on your financials and supply chain data, not a first-lien senior secured position, which means you can often use it alongside an existing bank line.

Is Flexport Capital only for companies in financial trouble?

No, it's built for growth. Flexport Capital works best for companies with growing revenue that need cash freed up to reorder inventory, take early payment discounts, or fund a bigger season, not as a rescue product for companies already struggling to stay afloat.

How much has Flexport financed, and who is it built for?

Flexport Capital has financed more than $2 billion in invoices for over 500 importers and exporters, mostly companies with $10 million to $200 million in annual revenue across fashion, electronics, home goods, and consumer goods.


Use cases

Explore how Flexport solves for you

  • Cargo containers loaded on a ship docked at a beach shoreline with waves.
    Use case

    Cut your freight costs without cutting corners

    See where you can trim freight spend without sacrificing service.

    See how
  • Delivery driver hands a package to customer at residential building entrance.
    Use case

    Find the savings hiding in your shipping data

    Turn your shipping data into savings you can actually use.

    See how