--- title: "Free up the cash stuck in your inventory" description: "Free up the cash stuck in your inventory" language: en canonical: https://www.flex.thisisbrew.com/solutions/finance-inventory/ lifecycle: live --- # Free up the cash stuck in your inventory ## Your cash shouldn't sit on a container ship You pay your factory months before your customer pays you. Flexport Capital covers that window, financing goods that are still in transit and deferring the freight and customs bills that come with them. [CONNECT WITH FLEXPORT](https://www.flex.thisisbrew.com/get-started/) ## Cash gets stuck between paying suppliers and getting paid **Your cash sits in transit for weeks** — You pay your supplier before the container even leaves port, and you don't collect from your own customers until months later. That gap ties up cash you could be using to grow. **Reordering means running out of cash, not stock** — Demand outpaces what you can afford to reorder. Without extra capital, you're stuck choosing between running lean and running out of stock during your busiest season. **Traditional lenders move too slowly** — Banks want audited financials and weeks of underwriting before you see a dollar. By the time a line gets approved, the order window you needed it for has already closed. ## How Flexport Capital keeps your cash working ### We pay suppliers, even for goods still at sea Flexport Capital pays your factory directly, even for goods that are still on the water. ![Shipping containers stacked on a cargo ship deck over ocean water.](https://cdn.sanity.io/images/ynj1yl20/development/7271519873205239a6af673dd99e9f3b149653f8-3413x5119.png) ### Up to 120 days before repayment is due Bills for freight, customs, and suppliers get deferred by up to four months, well past standard terms. Plugable used the extra capital to stock more inventory and is now growing double digits year over year. ![stock more inventory](https://cdn.sanity.io/images/ynj1yl20/development/0377e7c6a02e90f8de0b1286858733488a893f37-5123x3415.png) ### One platform for freight and financing Request financing, manage repayment, and track your shipments in the same place you already run your supply chain. Arlo Skye built financing options around their seasonal business this way and grew revenue 70% year over year. ![Two women collaborate at a laptop during a work meeting, pointing at the screen together.](https://cdn.sanity.io/images/ynj1yl20/development/aa52f651655b9e6e51bd3b208869d4d5b5075e27-6720x4480.png) ## It adds up to real growth for your business Freeing up cash compounds fast. Here's the math. **500+** — Importers and exporters have utilized Flexport Capital **$2B+** — Invoices financed through Flexport Capital across its customer base. **30+** — Supplier countries served [START FINANCING](https://www.flex.thisisbrew.com/get-started/) > Flexport Capital was by far the most flexible solution offered to us, and one that was capable of scaling in lock-step with us as we grew. > — Matt Gunderson, VP of Finance, Made In Cookware > Because if we used Flexport Capital, we realized we could fuel our business by putting more inventory in our warehouses...We are growing double-digit year over year now and that is driven by more variability provided by having more capital. > — Nico Fedrigo, Finance Director, Plugable ## The world's leading brands trust Flexport - Adidas - Trek - thule - igloo - ooni - Caraway - Simple Modern - Bombas - gn - simplisafe ## Ask an expert Have questions? Talk to a supply chain solutions expert. [Talk to an expert](https://www.flex.thisisbrew.com/get-started/) ## Frequently asked questions ### How does Flexport Capital work? You apply and share financials for underwriting, which typically takes up to two weeks. Once approved, your credit line is available immediately. Flexport pays your suppliers, or defers your freight and customs invoices, and you repay 30 to 120 days later depending on your facility. ### Can Flexport Capital pay for inventory that's still in transit? Yes. Flexport pays suppliers for goods that are already on the water, so you don't have to wait for inventory to land before accessing financing. That's different from most traditional lenders, who typically require goods to be received first. ### How long do I have before I need to repay? Up to 120 days, well beyond standard supplier terms. You can structure repayment as equal installments, a single balloon payment at the end of the term, or a split payment that mirrors your sell-through timeline. ### Do I need to give up equity or put up collateral? No. Flexport Capital is non-dilutive financing, so you keep full ownership of your business. Approval is based on your financials and supply chain data, not a first-lien senior secured position, which means you can often use it alongside an existing bank line. ### Is Flexport Capital only for companies in financial trouble? No, it's built for growth. Flexport Capital works best for companies with growing revenue that need cash freed up to reorder inventory, take early payment discounts, or fund a bigger season, not as a rescue product for companies already struggling to stay afloat. ### How much has Flexport financed, and who is it built for? Flexport Capital has financed more than $2 billion in invoices for over 500 importers and exporters, mostly companies with $10 million to $200 million in annual revenue across fashion, electronics, home goods, and consumer goods. ## Explore how Flexport solves for you **Cut your freight costs without cutting corners** See where you can trim freight spend without sacrificing service. [See how](https://www.flex.thisisbrew.com/solutions/save-money/) **Find the savings hiding in your shipping data** Turn your shipping data into savings you can actually use. [See how](https://www.flex.thisisbrew.com/solutions/optimize-supply-chain/) --- *This is a markdown version of [https://www.flex.thisisbrew.com/solutions/finance-inventory/](https://www.flex.thisisbrew.com/solutions/finance-inventory/) for AI/LLM consumption.*